Farming Her Way to Financial Independence

Gomali is on her way toward financial independence. The example she has set as a single woman when it comes to handling her finances has become an inspiration to other women.

Gomali B.K. became a member of the MBMF group three years ago. MBMF, or My Business My Freedom is a microfinance program launched by Captivating and 3 Angels Nepal. Gomali lives in the village of Sonari, Rapti with her family of six. She did not own cultivable land, so she worked on the farms of others and had less income because good harvest usually goes to their owners. Even though her children are all grown up and have their own families, she still had a hard time making ends meet.

This is when MBMF entered the picture. She applied and successfully received a loan of Rs 30,000 (estimated A$ 540) from the program, which she used to take the land on the lease and start her own chicken farm.

It was an uphill climb at the beginning, and she remembered only earning Rs 5,000 (estimated A$ 90) from the first batch of chickens. So after she repaid her first loan, she took out two additional loans of Rs 60,000 (estimated A$ 1080) and Rs 70,000 (estimated A$ 1260).

She expanded the leased land and began cultivating more vegetables. Amidst ups and downs, economic hardships during the pandemic, and other challenges posed by climatic changes, Gomali remained relentless and dedicated to her work. Although the past three years were not easy for her, they were the best of her life as she experienced the transition toward financial independence. Here she is, beaming with pride to show her onion and tomatoes.

 


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