Devaki has two daughters. Her and her husband used to work as laborers to sustain their family. When she needed Rs. 5,000 [AU$59] her neighbor did not trust that she could repay the loan so refused to give her anything.
During the My Business My Freedom microfinance orientation program in Chitwan region, Devaki told her problems to the facilitator. She had been trying to save some money to buy some buffalo but she couldn’t save enough.
Seeing her spirit to be independent, the My Business My Freedom manager offered for Devaki to join the program. After her training, she was granted a Rs. 50,000 [AU$594] microloan. Now she was able to purchase a female buffalo. She was blessed with a pregnant buffalo so her financial return began very quickly.
The buffalo gives around 8 litres of milk everyday. She sells the milk for Rs. 50 [AU.59c] per litre. Besides selling milk, she also sells ghee made out of the milk in the market. The income has been so helpful for her family. She is faithfully making her loan repayments and out of her extra income, has bought a she-goat.
Devika is the leader of one of the microfinance groups in the My Business My Freedom project and has been an advocate for this work in her community while being able to give her two daughters an education and a bright future.
Dil lives with her daughter in a rural area 25 kilometers away from the city. They live in two rented rooms with a roof made up of zinc sheets. She works as a farm laborer to provide for her and her daughter.
Many Filipino families continue to suffer from the harsh consequences of prolonged lockdown in the country. Sadly, many of these parents are pushed to their limits and resort to exploitation (of their own children) as a means to earn a living.
Womokyid, 29, lives in the province with her family and aging parents. When she was younger, her father had an accident at work leaving him unable to work. Because of this, Womokyid had to stop school so she can help her mother take care of her father and earn income for their family. Now that she has a family of her own, her desire is to start a small restaurant of her own so can take care of her family while also earning a stable income.
Fujie, 44, is a single mother. She raised her son alone after her husband has left home many years ago. Her biggest regret was not being able to send her son to school to complete his studies. She hopes to be of help in any way she can.
Quijangtso first applied in the Husky Energy Tailoring Skills Program for Women in 2019 with the recommendation of the project coordinator and teachers. Faced with a lot of challenges, Quijangtso did not back down and continued to persevere.